Business Continuity Planners

**What’s Under the Hood**

DriveTime Family of Brands includes in-house financing and servicing through Bridgecrest, which is one of the country’s leading financial servicing providers. Bridgecrest services roughly $17 billion in finance receivables for DriveTime and other third parties. We service auto loans across a wide credit spectrum with the intent of creating a strong path to vehicle ownership for our customers.

**That’s Nice, But What’s the Job?**

Job Description

**_This is not a position for which sponsorship will be provided. Individuals with temporary visas or who need sponsorship now or in the future are not eligible for hire at this time._**

In short, as an Analyst, you will be responsible for providing consumable data points to department leaders to assist in the day to day operations across DriveTime. You will review data trends and work with department leaders on identifying what is causing changes in trends, and collaborating on resolutions. You will apply your analytical and strategic skills as you initiate, build, and develop the business case for major company initiatives.

**In long you will:**

+ Develop KPI dashboards and reporting suite for the business and provide detailed review of data as necessary based on KPIs.

+ Bringing the strategy to life: our analysts are responsible for analyzing and developing the full life cycle of a project including implementation/execution Effectively communicate with concise insights and/or visualizations utilizing software such as Tableau while partnering collaboratively with colleagues and senior leaders in the organization.

+ Leveraging emerging technologies and critical thinking skills to continually innovate and automate existing methodologies, processes, and reporting. Design, develop, test, and implement new products and solutions.

**What do you need?**

+ You are concentrating with the major(s) of Statistics, Physics, Mathematics, Operations Management, Economics, Business Analytics, Actuarial/Risk Analysis, Finance and/or Financial Management majors

+ You have experience working with SQL, Excel, and Tableau

+ Excellent verbal and written communication skills. The ability to talk and write with confidence, charisma and competence for a wide variety of audiences including management.

+ Intellectual curiosity. Why? What? How? Do you find yourself always wanting to learn more and broaden your knowledge base? If so, this could be the role for you.

**So What About the Perks? Perks matter**

+ **Medical, dental, and vision, oh my!** DriveTime Family of Brands covers a sizable amount of insurance premiums to ensure our employees receive top-tier healthcare coverage.

+ **But Wait, There’s More.** 401(K), Company paid life insurance policy, short and long-term disability coverage to name a few.

+ **Growth Opportunities.** You grow, I grow, we all grow! But seriously, DriveTime Family of Brands is committed to providing its employees with every opportunity to grow professionally with roughly over 1,000 employees promoted year over year.

+ **Tuition Reimbursement.** We’re as passionate about your professional development as you are. With that, we’ll put our money where our mouth is.

+ **Wellness Program.** Health is wealth! This program includes self-guided coaching and journeys, cash incentives and discounts on your medical premiums through engaging in fun activities!

+ **Gratitude is Green.** We offer competitive pay across the organization, because, well… money matters!

+ **In-House Gym.** We want our employees to be the best versions of themselves. So come early, take a break in your day or finish strong with a workout!

+ **Give Us a Reason (or not), and We’ll Celebrate.** Regardless of whether there is a holiday or not, we are finding ways to kick back and enjoy each other’s company outside of day-to-day work.

+ **Smart-Casual Dress.** Come dressed in jeans (you’ll fit right in with the rest of us).

+ **Paid Time Off & Paid Holidays.** Not just lip service: we work hard, to play hard.

**Anything Else? Absolutely.**

DriveTime Family of Brands is Great Place to Work Certified! And get this: 90% of our rockstar employees say they feel right at home here. We could spend a lot of time having you read about ALL our awards, but we’ll save time (and practice some humility) just naming a few others; Comparably Awards: Best Company for Diversity, Best Company Culture and Best Company Leadership, oh and don’t forget Phoenix Business Journal Healthiest Employers (okay, we’ll stop there)!

Hiring is contingent upon successful completion of our background and drug screening process. DriveTime is a drug-free, tobacco-free workplace and an Equal Opportunity Employer.

And when it comes to hiring, we don't just look for the right person for the job, we seek out the right person for DriveTime. Buckle up for plenty of opportunities to grow in a professional, fun, and high-energy environment!

**Description**

**You Lead the Way. We’ve Got Your Back.**

With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.

At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.

Join Team Amex and let's lead the way together.

American Express is a leading global payments, network, and travel company, backed by one of the world's most recognized brands. American Express is unique in the payments industry as an issuer of cards as well as a worldwide network that processes millions of merchant transactions daily. We offer the broadest array of charge, credit, prepaid and co brand cards for consumers, small businesses, midsize companies, and large corporations.

With 170 years of innovation behind us, our future could not look more promising. We're moving faster than ever and introducing new products, services, and strategies to bring greater value to our business customers. Their success expands our success, so we put heart and soul into helping them achieve results that exceed all expectations.

Global Commercial Services is a core operating group of American Express and has delivered robust growth over the past decade. GCS partners with corporate and small business clients to help them manage cash flow and increase profitability through a variety of automated expense management tools. The Underwriting Advisory Team (UWA) drives revenue in GCS through personalized client and sales engagement to identify the right set of credit treatments to maximize profitable growth.

**Required skills:**

+ Structure deals to help win new business by finding the optimal combination of credit treatments, spending needs, and required documentation

+ Own Underwriting requests end-to-end where client situation is complex (i.e. parent/sub structure, legal entity issue, complex terms and conditions)

+ Review counter-offers and loan declines to provide options to clients and Sales & Account Development Teams

+ Lead discussions with clients in face to face and via phone to support sales conversations from a financial / credit perspective - including decisioning communication

+ Manage internal relationships between Sales and Underwriting, Risk, Credit, and Banking partners

+ Identify areas of opportunity to earn new business and improve the underwriting experience

**Minimum Qualifications:**

+ Experience in commercial underwriting for small, midsize companies and large companies

+ Ability to directly interface with customers to outline options and requirements for loan fulfillment

+ Strong communication and influencing skills at all levels

+ Strong customer orientation while ensuring sound credit decision making

+ Self-motivator who takes initiative, learns, and follows through

+ Excellent strategic thinking and analytical skills

+ Demonstrated strengths in organization and attention to detail

+ 2 years relevant sales or client management experience

+ 2 years relevant full-time experience in credit or underwriting

+ Comfortable with some travel

**Preferred Qualifications:**

+ College degree with a focus in Finance or Accounting

**Qualifications**

Salary Range: $80,000.00 to $155,000.00 annually bonus benefits

The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we'll consider your location, experience, and other job-related factors.

Employment eligibility to work with American Express in the U.S. is required as the company will not pursue visa sponsorship for these positions.

We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:

+ Competitive base salaries

+ Bonus incentives

+ 6% Company Match on retirement savings plan

+ Free financial coaching and financial well-being support

+ Comprehensive medical, dental, vision, life insurance, and disability benefits

+ Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need

+ 20 weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy

+ Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)

+ Free and confidential counseling support through our Healthy Minds program

+ Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site .

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

US Job Seekers/Employees - Click here to view the “Know Your Rights” poster and the Pay Transparency Policy Statement.

If the links do not work, please copy and paste the following URLs in a new browser window: https://www.dol.gov/agencies/ofccp/posters to access the three posters.

**Job:** Risk

**Primary Location:** US-Arizona-Phoenix

**Other Locations:** US-Utah-Sandy, US-New York-New York, US-Florida-Sunrise

**Schedule** Full-time

**Req ID:** 24005202

**Description**

**You Lead the Way. We’ve Got Your Back.**

With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.

At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.

Join Team Amex and let’s lead the way together.

How we serve our customers is constantly evolving and is a challenge we gladly accept. Whether you’re finding new ways to prevent identity fraud or enabling customers to start a new business, you can work with one of the most valuable data sets in the world to identify insights and actions that can have a meaningful impact on our customers and our business. And, with opportunities to learn from leaders who have defined the course of our industry, you can grow your career and define your own path. Find your place in risk and analytics on #TeamAmex.

**Credit & Fraud Risk (CFR) Strategy Function**

The Banking CFR Strategy team serves as the 1st line of defense for banking products and focuses on:

+ Designing credit and fraud risk technical capabilities in close collaboration with stakeholders

+ Developing analytics to identify new fraud trends and insights

+ Designing and implementing strategies in risk platforms

+ Develop and test end-to-end risk controls for check deposits, outgoing check payments, ACH & check funds availability, and external bank linkages

+ Optimize fraud decisioning strategies to balance fraud detection with customer experience

+ Communicate effectively across teams and gain credibility by understanding end-to-end impacts of fraud strategies.

+ Collaborate effectively with colleagues across the firm including business, technology, product management, operations management, legal, compliance, risk, audit, and technology to drive engagement with the fraud prevention program of work.

+ Act as a fraud subject matter expert and share best practices across the firm.

**Minimum Qualifications**

+ Bachelor's or master’s degree or equivalent work experience in risk management – especially in deposit & operational risk (master's in data sciences, engineering/tech, math/stats or MBA degree a plus)

**Preferred Qualifications**

+ 2 years of experience in banking products (experience in risk modeling & data management is a plus) with a clear interest in innovation.

+ Experience in a first- or second-line fraud or credit risk role, policy, strategy, or operations specialty.

+ Experience developing funds availability, check risk, ACH risk, and/or overdraft strategies.

+ Experience in management / optimization of fraud prevention tools.

**Technical & Analytical Skills**

+ Ability to query large datasets using tools such as SQL, Hive, Python, R, SAS, Excel and Tableau

+ Prior experience with Actimize is preferred

+ Exceptional problem solving and analytical skills

+ Solid critical thinking and analysis in technical scenarios, attention to detail, and ability to synthesize large amounts of data to formulate creative and innovative solutions to complex problems.

**Communication, Collaboration, & Adaptability**

+ Direct experience working with cross-functional internal teams and external vendors to implement strategies and drive results

+ Experience delivering in an agile environment

+ Excellent written and verbal communication skills with an ability to influence business leaders in a meaningful and actionable manner

+ Collaboration, openness, and relationship building skills

+ Ability to work autonomously

+ Capacity to accommodate shifting and competing priorities in a fast-paced and results driven environment.

**Qualifications**

Salary Range: $55,000.00 to $105,000.00 annually bonus benefits

The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we'll consider your location, experience, and other job-related factors.

We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:

+ Competitive base salaries

+ Bonus incentives

+ 6% Company Match on retirement savings plan

+ Free financial coaching and financial well-being support

+ Comprehensive medical, dental, vision, life insurance, and disability benefits

+ Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need

+ 20 weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy

+ Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)

+ Free and confidential counseling support through our Healthy Minds program

+ Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site .

At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

US Job Seekers/Employees - Click here to view the “Know Your Rights” poster and the Pay Transparency Policy Statement.

If the links do not work, please copy and paste the following URLs in a new browser window: https://www.dol.gov/agencies/ofccp/posters to access the three posters.

**Job:** Risk

**Primary Location:** US-New York-New York

**Other Locations:** US-Arizona-Phoenix

**Schedule** Full-time

**Req ID:** 24006211

**Description**

**You Lead the Way. We’ve Got Your Back.**

With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.

At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.

Join Team Amex and let’s lead the way together.

How we serve our customers is constantly evolving and is a challenge we gladly accept. Whether you’re finding new ways to prevent identity fraud or enabling customers to start a new business, you can work with one of the most valuable data sets in the world to identify insights and actions that can have a meaningful impact on our customers and our business. And, with opportunities to learn from leaders who have defined the course of our industry, you can grow your career and define your own path. Find your place in risk and analytics on #TeamAmex.

American Express Credit & Fraud Risk is a place to create, innovate, and collaborate, to push the boundaries on providing a world-class customer experience. Credit & Fraud Risk colleagues are the industry’s most innovative thinkers and creative problem solvers with access to cutting edge tools and one of the world’s most valuable datasets. You’ll have the power to identify insights and actions that can have a meaningful impact on our customers and our business.

The successful candidate will join the Servicing Strategy & Disputes Banking team, which is a team of highly skilled professionals that defines policy and procedures, designs strategy, partners in building banking capabilities, and develops monitoring controls.

This position would participate in foundational controls and processes compliant with Banking regulations, for commercial and consumer banking programs. In this role, you will collaborate with the multiple partners including product teams, legal, compliance, servicing operations, Digital Banking platform, technology, vendors, and capabilities teams. Successful candidates implement compliant strategies that drive great customer experience and offer robust fraud and credit controls.

**Role Responsibilities**

* Servicing and Fraud Disputes risk controls for banking product

* Support fraud decisioning strategy that optimizes fraud detection, recovery and customer experience by driving functional requirements

* Execution of risk-related policies, procedures and strategic initiatives: Critically evaluate our risk-related policies and procedures and drive execution of the next generation of improvements and strategic initiatives

* Communicate effectively across teams and gain credibility by understanding end to end impacts of the fraud strategies that are implemented

* Collaborate effectively with colleagues across the firm including: business, technology, product management, operations management, legal, compliance, risk, audit, and technology to drive engagement with the fraud prevention program of work and timely execution of risk controls.

* Act as a risk subject matter expert and share best practice across the enterprise

* Design, deploy and monitor Risk KPIs for efficient governance of risk controls via enterprise tools (e.g. CDITs, KRIs, PRSAs)

**Qualifications**

* Experience in Fraud Risk & dispute management for online and mobile environment is strongly desired

* Experience implementing fraud risk, credit risk, or risk recovery programs is required

* Strategic thinking, ability to work independently and prioritize in real-time

* Strong project management skillset, comfort in development/modification of multiple integrated technology platforms.

**Qualifications**

Salary Range: $90,000.00 to $165,000.00 annually bonus benefits

The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we'll consider your location, experience, and other job-related factors.

We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:

+ Competitive base salaries

+ Bonus incentives

+ 6% Company Match on retirement savings plan

+ Free financial coaching and financial well-being support

+ Comprehensive medical, dental, vision, life insurance, and disability benefits

+ Flexible work arrangements and schedules with hybrid and virtual options with Amex Flex

+ 20 weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy

+ Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)

+ Free and confidential counseling support through our Healthy Minds program

+ Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site .

At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

We back our colleagues with the support they need to thrive, professionally and personally. That’s why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

US Job Seekers/Employees - Click here to view the “Know Your Rights” poster and supplement and the Pay Transparency Policy Statement.

If the links do not work, please copy and paste the following URLs in a new browser window: https://www.dol.gov/agencies/ofccp/posters to access the three posters.

**Job:** Risk

**Primary Location:** US-Arizona-Phoenix

**Other Locations:** US-New York-New York

**Schedule** Full-time

**Req ID:** 24006218

Are you a detail-oriented individual who enjoys working on a team with smart, funny, and enthusiastic people? We are looking for a skilled business operations administrator to join our Engineering Services (ENGSRV) team. After doing a fantastic job in this position for 17 years, the current person doing this job is starting a well-earned retirement. We are looking for someone else who is looking for their long-term work home.

As a business operations administrator, you will play a crucial role in supporting our team's accounting and financial transactions, tracking projects, and creating reports for project managers. You will also, monitor and control resources, assist with material and services purchasing, and communicate with team members and executive management.

This role is perfect for someone who enjoys working with engineers and keeping track of project transactions. You will be responsible for assisting with paperwork and entries into databases, ordering material and services, issuing purchase orders, invoicing customers, and tracking payments to and from the company.

Joining our team means working with every other member to provide the administrative assistance needed to keep every transaction accurate, efficient, and documented. So, if you are ready to take on a challenging and rewarding role, apply now and become a part of our dynamic team where no day is the same, we take our jobs very seriously, but we don't take ourselves too seriously.

Requirements
Responsibilities:

Processes billing for the ENGSRV Department.
Consolidates, assembles, and distributes invoices according to strict timelines.
Reconciles receivables against invoices and coordinates check requests.
Prepares and runs daily, weekly, monthly, and quarterly reports as needed. Enters, extracts, and compiles data using various sources.
Processes purchase orders, prepares requests for expenditures, research purchase orders, and tracks fulfillment of orders.
Aids business and project management teams in setting up and closing out customers within our systems and processes.
Maintain supplier database and Approved Supplier List.
Maintain electronic logs of various document types used.
Work with team to improve department processes
Other duties as assigned.
Required Capabilities/Experience:

BA/BS degree or, instead of a degree, 4-7 years of related administrative coordination experience.
3 or more years in an administrative position dealing with purchasing and/or accounting tasks
US Citizen or US Resident Alien status. This position has access to export restricted material.
Excellent written, oral, and presentation skills are required.
Ability to multi-task and have a strong attention to detail and accuracy.
Ability to work in a team and fast-paced environment with a strong commitment to timeliness and follow-up.
Must be proficient with Microsoft Office Suite and be able to learn and use other system applications in performing the job.
Preferred Capabilities/Experience

Experience with Sage 50 Accounting or Kantata Project Management software
Experience working as an administrator for a construction, manufacturing, or engineering team
Salary Description
$40,000 - $70,000

**About this role:**

Wells Fargo is seeking a Senior Lead Operational Risk Officer. This role is responsible to oversee and independently assess the Auto Lending's Front Line execution of its risk management responsibilities with a focus on operational risk related to underwriting and dealer management. This role will analyze risk and control data to develop insights and recommend enhancements to Auto Lending management.

**In this role, you will:**

+ Direct engagement with the Auto Lending team, Control Executive team, Business Heads and Independent Risk leaders to promote a strong operational risk culture

+ Active engagement in key front line governance routines inclusive of strategic planning sessions, governance committees and business reviews

+ Oversee and challenge the front line across all operational risk routines including - plan, identify and assess, control and mitigate, test and validate, monitor and report

+ Perform independent risk assessment of the front line, inclusive of emerging risks

+ Review and challenge of front-line risk acceptances and new business initiatives and change management routines

+ Influence appropriate risk management prioritization by the front line to enable the business to meet strategic objectives, while meeting operational risk program expectations

+ Work with the most complex business units and provides operational risk expertise and consulting for projects and initiatives with high risk, generally spanning multiple business lines

+ Evaluate cross-program and cross-group analytics to identify opportunities and best practices to influence stronger risk management practices by the business

+ Analyze complex business and/or system changes to determine impact

+ Identify operational risk issues and may participate in the development of risk ratings

+ Report findings and develop business cases to influence executive management or management committee member/head of business on the need for controls to mitigate risk

+ Provide a business-centric view to IRM Risk Programs as needed

+ The candidate will partner with both internal and external stakeholders, including senior management from all three lines of defense, as well as relevant regulatory agencies

**Required Qualifications:**

+ 7+ years of Operational Risk experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

**Desired Qualifications:**

+ Prior experience in Auto Lending

+ 7+ years experience in a Risk Related Role with a focus on Operational Risk and Control Development

+ Internal Audit, Direct Risk and Control Self-Assessment experience or Control Testing and Validation experience

+ Able to leverage quantitative data analysis to support findings and risk assessments

+ Able to communicate effectively to Sr. Leadership

+ Able to execute independent assessments and provide results in clear narrative form

**Job Expectations:**

+ Oversight of Auto Lending's Risk and Control Self-Assessments (RCSA). Specifically, attending RCSA workshops, evaluating completeness of identified risks and controls, and assessment of adhering to program requirements

+ Operational Risk Program Policy Interpretation and oversight execution including clear artifacts and assessments of the Consumer Lending Business

+ Successfully review and challenge business operational risk management practices and outcomes

+ Build and sustain a strong risk culture including a balanced approach through working in cooperation and consultation with all lines of defense across the enterprise

+ Leverage their experience to bring industry leading standards, practices, and tools to the organization

**Posting Locations:**

+ 1150 W Washington St, Tempe, Arizona

+ 250 E John Carpenter Frwy, Irving, Texas

+ 7001 Westown Pkwy, West Des Moines, Iowa

+ 401 S Tryon St, Charlotte, North Carolina

**Job Expectations:**

+ Ability to work at the approved location(s) in the job posting.

+ This position offers a hybrid work schedule.

***Job posting may come down early due to volume of applicants.**

**Posting End Date:**

27 Apr 2024

***Job posting may come down early due to volume of applicants.**

**We Value Diversity**

At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

**Applicants with Disabilities**

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .

**Drug and Alcohol Policy**

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

**Company:** WELLS FARGO BANK

**Req Number:** R-353707-1

**Updated:** Wed Apr 10 00:00:00 UTC 2024

**Location:** TEMPE,Arizona

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

**Job Description**

The organization's risk management structure is designed to promote effective governance and risk management that is systematic, transparent, credible, timely, and verifiable through clear delineation and execution of key roles and responsibilities. Its goal is to assess and/or manage risks that may impact the company, including credit, financial, liquidity, market, operational, reputational, strategic, and other risks as appropriate. The Business Risk Professional will partner with their assigned Line of Business, other Business Risk Professionals, and Business Risk Managers to, depending on their function, create, implement, maintain, review or oversee an effective risk management framework. May participate in projects and/or activities that ensure compliance with applicable federal, state and local laws and regulations. May identify gaps and inform solutions that minimize losses resulting from inadequate internal processes, systems or human errors. May actively identify, respond and/or escalate risks as appropriate. May inform policies and procedures in an effort to maximize profit potential and minimize regulatory exposure. May serve as a functional liaison between the Line of Business and the Lines of Defense.

The Business Risk Professional is a key member of the Deposit Risk and Business Assessment team, providing analytical and project management support for both Consumer and Small Business demand deposit products and services. This role will focus on Money Movement strategies including the build out and support of a dynamic limits engine and funds availability of deposits.

Key responsibilities include:

- Develops and maintains credit risk rules for deposit products to maximize both customer experience and overdraft loss savings

- Conducts data research projects end-to-end by integrating, aggregating, or reassembling information from a variety of database sources and systems by writing database queries in SAS, SQL, R or other database query languages.

- Identifies and analyzes acquisition, account management and portfolio performance trends using key indicators and techniques, using predictive credit risk models and other qualitative and quantitative methods.

- Builds and maintains performance reporting to monitor overall portfolio and risk strategy performance

- Supports the team by mentoring less experienced analysts and assisting with acquisition or overdraft projects as needed.

- Understands and communicates the impact of credit risk management strategies, research, and outcomes in support of initiatives and proposals, as aligned to key business, product and consumer drivers.

Basic Qualifications

- Bachelor's degree, or equivalent work experience

- 10 or more years of applicable experience

- Applicable professional certifications

Preferred Skills/Experience

- Advance degree in business, computer science, economics, finance, or statistics

- Experience in developing credit risk strategies for deposit or unsecured products

- Advanced knowledge of SAS, SQL, R, Python, or other database programming languages

- Experience working with large datasets

- Data visualization skills with Tableau or PowerBI

- Effective verbal, written and presentation communication skills

- Effective technical report writing skills

- Ability to work independently with minimal guidance from manager

The role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants (https://careers.usbank.com/global/en/disability-accommodations-for-applicants) .

**Benefits:**

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):

+ Healthcare (medical, dental, vision)

+ Basic term and optional term life insurance

+ Short-term and long-term disability

+ Pregnancy disability and parental leave

+ 401(k) and employer-funded retirement plan

+ Paid vacation (from two to five weeks depending on salary grade and tenure)

+ Up to 11 paid holiday opportunities

+ Adoption assistance

+ Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

**EEO is the Law**

U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors. Applicants can learn more about the company’s status as an equal opportunity employer by viewing the federal **KNOW YOUR RIGHTS (https://eeoc.gov/sites/default/files/2023-06/22-088\_EEOC\_KnowYourRights6.12ScreenRdr.pdf)** EEO poster.

**E-Verify**

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program (https://careers.usbank.com/verification-of-eligibility-for-employment) .

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $116,280.00 - $136,800.00 - $150,480.00

U.S. Bank will consider qualified applicants with criminal histories in a manner consistent with the San Francisco Fair Chance Ordinance.

Job postings typically remain open for approximately 20 days of the posting date listed above, however the job posting may be closed earlier should it be determined the position is no longer required due to business need. Job postings in areas with a high volume of applicants, such as customer service, contact center, and Financial Crimes investigations, remain open for approximately 5 days of the posting listed date.

Description:

We are looking for an Information Security Analyst to join the Cyber Security organization within their Cyber Resiliency group. This group is focused on maturity for cyber resiliency, engaging the applications to get them to start thinking about cyber events, documenting those plans and schedule those exercises, do mock events where they go through those and make sure they are nice and sound. Gone from a team of 4 to a team of 15 in four months, lot of growth in this space right now.

Successful candidates should have strong experience in Business Continuity Planning processes and background in Cyber Resiliency activities. The ideal candidate should have excellent communication skills, the ability to manage multiple parallel deliverables to completion within deadlines, and experience with communicating progress to senior leadership. Resources will need to obtain buy-in from application teams to engage and prioritize work and should have a very strong technical knowledge with respect to tech stack/application architecture.

Helping to engage the applications and planning some clean re-build or bare metal restore events. An application gets affected by a bad actor and recovery environment/back up environment is impacted so the plan would be to rebuild the application from scratch and doing this with the critical applications first.

Clean rebuilds documented in their center for their critical applications. Then will grow into the other applications at Wells Fargo (4,000). Plan to finish 320 applications and after that will expand to the rest of Wells Fargo Technology.

Responsibilities:

- Reaching out to assigned applications and engaging them through an intake process, scheduling a quick onboarding call and doing a soft transition to get them started and creating these documents

- Creating the initial templates for the application and explain the work and commit to delivering on time

- Scheduling meetings with applications to discuss tasks

- Being a part of daily team stand ups on progress/ road blocks and planned work

- Use Cut Over as the system of record for templates

- They also use Microsoft Teams, Jira, SharePoint as well in the day day

Skills:

Business continuity, Project management, cyber resiliency

Top Skills Details:

Business continuity,Project management,cyber resiliency

Additional Skills & Qualifications:

Successful candidates should have strong experience in Business Continuity Planning processes and background in Cyber Resiliency activities. The ideal candidate should have excellent communication skills, the ability to manage multiple parallel deliverables to completion within deadlines, and experience with communicating progress to senior leadership. Resources will need to obtain buy-in from application teams to engage and prioritize work and should have a very strong technical knowledge with respect to tech stack/application architecture.

Certifications are great to have:

CBCP, Certified Business Continuity Professional

CDRP, Certified Disaster Recovery Professional

Experience Level:

Expert Level

About TEKsystems:

We're partners in transformation. We help clients activate ideas and solutions to take advantage of a new world of opportunity. We are a team of 80,000 strong, working with over 6,000 clients, including 80% of the Fortune 500, across North America, Europe and Asia. As an industry leader in Full-Stack Technology Services, Talent Services, and real-world application, we work with progressive leaders to drive change. That's the power of true partnership. TEKsystems is an Allegis Group company.

The company is an equal opportunity employer and will consider all applications without regards to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.

**About this role:**

Wells Fargo is seeking Business Accountability Specialists within the Customer Risk Review Team as part of Consumer, Small & Business Banking (CSBB). Learn more about the career areas and business divisions at wellsfargojobs.com .

This role will be responsible for assisting in the development, implementation, and execution across the various Customer Risk Review programs. Primary responsibilities will include performing customer risk reviews, reviewing escalations/referrals from our business partners with a focus on financial crimes risk analysis; conducting research and analysis on their own to ultimately decide if a relationship should be retained within Consumer, Small & Business Banking.

Additionally, this role will assist in developing the program documentation and procedures to ensure execution and coverage are being adhered to and the program is continually evolving and help provide qualitative analysis on various Consumer, Small & Business Banking Financial Crimes customer trends/risks for senior management. The employee may also be asked to contribute to other processed including exits, escalations, high-risk monitoring etc. as needed.

**In this role, you will:**

+ Participate in research, assessment, and documentation of matters relating to the business' policy and regulatory adherence, risk mitigation, or control efforts; identify patterns and trends and looks for opportunities for procedural or control improvements within area of focus.

+ Conduct assessments and analysis of basic business or operational outcomes, systems of record, technical assignments, documentation, procedures, or challenges that require research, evaluation, and selection of alternatives; exercise independent judgment to guide completion of medium risk deliverables.

+ Present concise and well-articulated findings and recommendations, including rationale, to facilitate resolution of identified matters; exercise independent judgment while developing expertise in the risk mitigation or control activities of the business.

+ Engage in additional research and studies to enhance regulatory knowledge.

+ Collaborate and consult with colleagues, internal partners, and other business stakeholders to provide feedback, credibly challenge issues, and calibrate, as needed, to ensure alignment, consistency, and accuracy across groups.

+ Participate in cross-organizational or internal operational initiatives and improvement efforts. **Required Qualifications:**

+ 2+ years of risk management, business controls, quality assurance, business operations, compliance, or process experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education. **Desired Qualifications:**

+ 2+ years of BSA/AML (Bank Secrecy Act/Anti-Money Laundering) experience.

+ 2+ years of fraud prevention or claims experience.

+ Knowledge and understanding of Financial Crimes Risk Management (FCRM).

+ Certified Anti-Money Laundering Specialist (CAMS).

+ An active Certified Regulatory Compliance Manager (CRCM) designation.

+ Experience with ability to effectively drive results, provide feedback/direction, and build relationships with leaders and team members in a geographically dispersed team environment.

+ Ability to develop operational reporting and performing complex data analysis.

+ Ability to execute in a fast paced, high demand, environment while balancing multiple priorities.

+ Ability to work independently.

+ Strong analytical and quantitative skills.

+ A BS/BA degree or higher preferred.

+ Ability to develop partnerships and collaborate with other business and functional areas.

+ Ability to prioritize work, meet deadlines, achieve goals, and work under pressure in a dynamic and complex environment.

+ Advanced Microsoft Office (Word, Excel, Outlook and PowerPoint) skills.

+ Excellent verbal, written, and interpersonal communication skills.

+ Knowledge and understanding of banking: regulations, compliance, policies, process, and procedures.

+ Strong organizational, multi-tasking, and prioritizing skills.

+ Ability to create and deliver dynamic presentations.

**Job Expectations:**

+ This position offers a hybrid work schedule.

This position is not eligible for Visa sponsorship.

**Posting Locations:**

+ 1525 W W T Harris Blvd - Charlotte, North Carolina 28262

+ 401 S Tryon St - Charlotte, North Carolina 28202

+ 2975 Regent Blvd - Irving, Texas 75063

+ 4101 Wiseman Blvd - San Antonio, Texas 78251

+ 300 Highway 169 S - Minneapolis, Minnesota 55426

+ 114 N Beaumont St - Saint Louis, Missouri 63103

+ 2700 S Price Rd - Chandler, Arizona 85286

+ 11601 N Black Canyon Hwy - Phoenix, Arizona 85029

Required locations listed above.

Salary range is determined by location of the job. May be considered for a discretionary bonus.

Please note: Based on the volume of applications received, this job posting may be removed prior to the indicated close date.

**Posting End Date:**

14 Apr 2024

***Job posting may come down early due to volume of applicants.**

**We Value Diversity**

At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

**Applicants with Disabilities**

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .

**Drug and Alcohol Policy**

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

**Company:** WELLS FARGO BANK

**Req Number:** R-327636-4

**Updated:** Tue Apr 09 00:00:00 UTC 2024

**Location:** PHOENIX,Arizona

**About this role:**

Wells Fargo is seeking Business Accountability Specialists within the Customer Risk Review Team as part of Consumer, Small & Business Banking (CSBB). Learn more about the career areas and business divisions at wellsfargojobs.com .

This role will be responsible for assisting in the development, implementation, and execution across the various Customer Risk Review programs. Primary responsibilities will include performing customer risk reviews, reviewing escalations/referrals from our business partners with a focus on financial crimes risk analysis; conducting research and analysis on their own to ultimately decide if a relationship should be retained within Consumer, Small & Business Banking.

Additionally, this role will assist in developing the program documentation and procedures to ensure execution and coverage are being adhered to and the program is continually evolving and help provide qualitative analysis on various Consumer, Small & Business Banking Financial Crimes customer trends/risks for senior management. The employee may also be asked to contribute to other processed including exits, escalations, high-risk monitoring etc. as needed.

**In this role, you will:**

+ Participate in research, assessment, and documentation of matters relating to the business' policy and regulatory adherence, risk mitigation, or control efforts; identify patterns and trends and looks for opportunities for procedural or control improvements within area of focus.

+ Conduct assessments and analysis of basic business or operational outcomes, systems of record, technical assignments, documentation, procedures, or challenges that require research, evaluation, and selection of alternatives; exercise independent judgment to guide completion of medium risk deliverables.

+ Present concise and well-articulated findings and recommendations, including rationale, to facilitate resolution of identified matters; exercise independent judgment while developing expertise in the risk mitigation or control activities of the business.

+ Engage in additional research and studies to enhance regulatory knowledge.

+ Collaborate and consult with colleagues, internal partners, and other business stakeholders to provide feedback, credibly challenge issues, and calibrate, as needed, to ensure alignment, consistency, and accuracy across groups.

+ Participate in cross-organizational or internal operational initiatives and improvement efforts. **Required Qualifications:**

+ 2+ years of risk management, business controls, quality assurance, business operations, compliance, or process experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education. **Desired Qualifications:**

+ 2+ years of BSA/AML (Bank Secrecy Act/Anti-Money Laundering) experience.

+ 2+ years of fraud prevention or claims experience.

+ Knowledge and understanding of Financial Crimes Risk Management (FCRM).

+ Certified Anti-Money Laundering Specialist (CAMS).

+ An active Certified Regulatory Compliance Manager (CRCM) designation.

+ Experience with ability to effectively drive results, provide feedback/direction, and build relationships with leaders and team members in a geographically dispersed team environment.

+ Ability to develop operational reporting and performing complex data analysis.

+ Ability to execute in a fast paced, high demand, environment while balancing multiple priorities.

+ Ability to work independently.

+ Strong analytical and quantitative skills.

+ A BS/BA degree or higher preferred.

+ Ability to develop partnerships and collaborate with other business and functional areas.

+ Ability to prioritize work, meet deadlines, achieve goals, and work under pressure in a dynamic and complex environment.

+ Advanced Microsoft Office (Word, Excel, Outlook and PowerPoint) skills.

+ Excellent verbal, written, and interpersonal communication skills.

+ Knowledge and understanding of banking: regulations, compliance, policies, process, and procedures.

+ Strong organizational, multi-tasking, and prioritizing skills.

+ Ability to create and deliver dynamic presentations.

**Job Expectations:**

+ This position offers a hybrid work schedule.

This position is not eligible for Visa sponsorship.

**Posting Locations:**

+ 1525 W W T Harris Blvd - Charlotte, North Carolina 28262

+ 401 S Tryon St - Charlotte, North Carolina 28202

+ 2975 Regent Blvd - Irving, Texas 75063

+ 4101 Wiseman Blvd - San Antonio, Texas 78251

+ 300 Highway 169 S - Minneapolis, Minnesota 55426

+ 114 N Beaumont St - Saint Louis, Missouri 63103

+ 2700 S Price Rd - Chandler, Arizona 85286

+ 11601 N Black Canyon Hwy - Phoenix, Arizona 85029

Required locations listed above.

Salary range is determined by location of the job. May be considered for a discretionary bonus.

Please note: Based on the volume of applications received, this job posting may be removed prior to the indicated close date.

**Posting End Date:**

14 Apr 2024

***Job posting may come down early due to volume of applicants.**

**We Value Diversity**

At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

**Applicants with Disabilities**

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .

**Drug and Alcohol Policy**

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

**Company:** WELLS FARGO BANK

**Req Number:** R-327636-2

**Updated:** Tue Apr 09 00:00:00 UTC 2024

**Location:** CHANDLER,Arizona