**About this role:**

Wells Fargo is seeking a Senior Lead Operational Risk Officer. This role is responsible to oversee and independently assess the Auto Lending's Front Line execution of its risk management responsibilities with a focus on operational risk related to underwriting and dealer management. This role will analyze risk and control data to develop insights and recommend enhancements to Auto Lending management.

**In this role, you will:**

+ Direct engagement with the Auto Lending team, Control Executive team, Business Heads and Independent Risk leaders to promote a strong operational risk culture

+ Active engagement in key front line governance routines inclusive of strategic planning sessions, governance committees and business reviews

+ Oversee and challenge the front line across all operational risk routines including - plan, identify and assess, control and mitigate, test and validate, monitor and report

+ Perform independent risk assessment of the front line, inclusive of emerging risks

+ Review and challenge of front-line risk acceptances and new business initiatives and change management routines

+ Influence appropriate risk management prioritization by the front line to enable the business to meet strategic objectives, while meeting operational risk program expectations

+ Work with the most complex business units and provides operational risk expertise and consulting for projects and initiatives with high risk, generally spanning multiple business lines

+ Evaluate cross-program and cross-group analytics to identify opportunities and best practices to influence stronger risk management practices by the business

+ Analyze complex business and/or system changes to determine impact

+ Identify operational risk issues and may participate in the development of risk ratings

+ Report findings and develop business cases to influence executive management or management committee member/head of business on the need for controls to mitigate risk

+ Provide a business-centric view to IRM Risk Programs as needed

+ The candidate will partner with both internal and external stakeholders, including senior management from all three lines of defense, as well as relevant regulatory agencies

**Required Qualifications:**

+ 7+ years of Operational Risk experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

**Desired Qualifications:**

+ Prior experience in Auto Lending

+ 7+ years experience in a Risk Related Role with a focus on Operational Risk and Control Development

+ Internal Audit, Direct Risk and Control Self-Assessment experience or Control Testing and Validation experience

+ Able to leverage quantitative data analysis to support findings and risk assessments

+ Able to communicate effectively to Sr. Leadership

+ Able to execute independent assessments and provide results in clear narrative form

**Job Expectations:**

+ Oversight of Auto Lending's Risk and Control Self-Assessments (RCSA). Specifically, attending RCSA workshops, evaluating completeness of identified risks and controls, and assessment of adhering to program requirements

+ Operational Risk Program Policy Interpretation and oversight execution including clear artifacts and assessments of the Consumer Lending Business

+ Successfully review and challenge business operational risk management practices and outcomes

+ Build and sustain a strong risk culture including a balanced approach through working in cooperation and consultation with all lines of defense across the enterprise

+ Leverage their experience to bring industry leading standards, practices, and tools to the organization

**Posting Locations:**

+ 1150 W Washington St, Tempe, Arizona

+ 250 E John Carpenter Frwy, Irving, Texas

+ 7001 Westown Pkwy, West Des Moines, Iowa

+ 401 S Tryon St, Charlotte, North Carolina

**Job Expectations:**

+ Ability to work at the approved location(s) in the job posting.

+ This position offers a hybrid work schedule.

***Job posting may come down early due to volume of applicants.**

**Posting End Date:**

27 Apr 2024

***Job posting may come down early due to volume of applicants.**

**We Value Diversity**

At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

**Applicants with Disabilities**

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .

**Drug and Alcohol Policy**

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

**Company:** WELLS FARGO BANK

**Req Number:** R-353707-1

**Updated:** Wed Apr 10 00:00:00 UTC 2024

**Location:** TEMPE,Arizona